Most Phoenix businesses are overpaying on workers comp, general liability, or commercial auto — and don't know it. We compare a national carrier network and find the errors your current broker missed.
Takes 60 seconds. We'll call you within one business hour.
Upload your current policy (dec page) so we can run your numbers against a national carrier network. Takes 2 minutes.
Upload Your Policy →Within 24 hours: your Cost & Risk Report — no obligation. Prefer to talk? A DANESURE agent will also reach out within one business hour.
(623) 323-8385The problem
Your current broker is probably fine — they just don't have the tools to find these errors.
Your Experience Modification Rate (EMR) is a multiplier on your workers comp premium. Misclassified payroll, stale open claims, and coding errors are common — and you're paying the penalty every renewal until someone fixes it.
We check your experience mod worksheet line by line
Commercial vehicle insurance rates have risen sharply in 2025–2026. If your broker hasn't re-shopped your fleet coverage in the last 12 months, you're likely on a stale rate at a carrier that's since been undercut by 3 or 4 competitors.
+22% average commercial auto rate increase in 2026
Most businesses discover coverage gaps only after a claim is denied. Subcontractor liability, equipment breakdowns, hired and non-owned auto — these exclusions are buried in policy language your broker may never have flagged.
Avg. uncovered exposure identified: $380K per business
How it works
Tell us your business type and we'll reach out to gather your current policy details. No forms to upload — we make it easy.
60 seconds
We review your current coverage against a national carrier network, check your EMR for errors, and identify every gap and overpayment we can find.
Within 24 hours
We deliver a plain-English report showing exactly what you're paying, what you should be paying, and what's missing. No jargon. No pressure.
15-min review call
Why DANESURE
Captive agents represent one carrier. We represent you across a national carrier network.
"We had no idea our workers comp EMR was inflated. The review found $6,200 in annual overcharges we never would have caught ourselves."
"Gavin shopped our commercial auto with 8 carriers in 24 hours and came back with a rate $4,100 lower than our renewal quote. Zero hassle."
No commitment. No carrier pitch. Just your numbers.
Start My Free ReviewOr call us directly: (623) 323-8385